Western Union also uses a watermark along with ink that will run when the money order is altered. You can purchase money orders at banks and credit unions, and also at a variety of locations like big box stores, post offices, and even some gas stations. Payment Allowed: Cash, debit card. Bank of America: $5 fee, $1,000 limit. Walmart A WU money transfer allows you to use your debit card ($15 fee), credit card ($15 fee), or bank account ($0.99 fee) to send money to anyone at any time. Again you’ll most likely have to show identification when cashing a money order at a super market. “Non-bank financial institutions” such as convenience and grocery stores sell approximately 94 percent of all money orders. Through Money Services, you can cash money orders at Kroger, and other store brands in the Kroger family. Company Used: Western Union You’ll be given the option of getting a refund for the amount or having another money order issued. Fill out a money order and you don’t need a bank account either. – Very Convenient – Anyone can get a money order; no bank account required. You can search online with local directory and mapping apps or websites to find stores near you that can cash money orders. If you need more than that you’ll have to buy multiple money orders or use a cashier’s check. Contact the person who gave you the money order and get a copy of the receipt if you can. U.S. Army Corps of Engineers Europe District/CC-BY 2.0. This is because domestic money orders have a maximum value of $1,000 and international money orders have a maximum value of $700. Grocery Stores – Kroger. Some banks will also cash money orders for you even if you are not a customer. Retail Stores – Many retail stores will cash a money order, but only if it was created at their store. Chase: $5 fee, $1,000 limit. Money order issuer. Maximum Amount Allowed per Money Order: $500 Therefore, it cannot be used as cash but must be converted into cash. It is important to note that money orders are often used in scams and equally important to verify that the money order is legitimate before completing a transaction with one. Cancellation fees vary from $6 all the way up to $18 or more. Learn how your comment data is processed. 2. However, keep in mind that money orders sent by mail can take a … You can expect to pay $3 to cash a money order with a balance up to $1,000. In addition, some chain stores, such as CVS and Ace Check Cashing, also cash money orders. The following places offer MoneyGram, Western Union, or check cashing services and may cash your money order; however, their services vary from one location to another. You Lost a Money Order Before Giving it to Recipient. what about AMSCOT? Since 7-Eleven locations are open 24 hours a day, they make for a great place to score that 2 a.m. money order you might need someday. For example, Walmart will only cash money orders that originated from a Walmart location. They now offer Western Union Money Transfers instead. The History of the United States' Golden Presidential Dollars, How the COVID-19 Pandemic Has Changed Schools and Education in Lasting Ways. Not all convenience stores offer a spot to cash money orders. You’ll typically be asked to fill out a cancellation request form, be sure to attached a copy of your receipt to it. Similar to Publix, Kroger is a great place to buy your groceries and money order all in the same trip. Places that sell MoneyGram money orders are called MoneyGram agents. This is where the importance of KEEPING YOUR RECEIPT comes into play. As long as Kmart stays in business they’ll offer money orders. Be sure to bring a photo I.D. Here is the only MoneyGram agent we found that will cash some money orders. Cost: $0.65 Decide when you need to cash the money order. Cost: $0.99 US Bank: $5 fee, $1,000 limit. When it comes to grocery stores, Publix is one of the cheaper places to get a money order. Money orders from foreign countries don’t issue money orders in US dollars. Fact Check: Is the COVID-19 Vaccine Safe? Money order vs. check: Money orders have a few advantages over checks, including the fact that paying up front means you won't be surprised by a cashed check and a drop in your bank balance later if the recipient waits to cash it. Some are even more restrictive by only cashing money orders if they were purchased in one of their stores. Maximum Amount Allowed per Money Order: $500 Went to two different Walgreens, no money orders. 2. Depositing the money order into a bank account instead of cashing it bypasses the fee, and the cash can be retrieved from the bank account later. Payment Allowed: Cash, debit card. All Rights Reserved. You can also get a money order at your local Rite-Aid drugstore. Some places where you can get a money order cashed, especially banks, have limited hours. Payment Allowed: Cash, debit card. It doesn’t need to be the exact physical location. But if the sender purchased it at a Walmart, you may want to go to a Walmart to cash it. The United States Post Office is a tried-and-true way to get a money order created. Which means what you send isn’t always what they get. Money orders remain a trusted financial instrument. You can find Money Services desks in more than 2,000 Kroger and other Kroger brand stores. If the money order has yet to be cashed, you’re going to want to cancel it ASAP. This can be preferable for people who generally have lower bank balances that might overdraw. Places that cash money orders can often charge the recipient huge percentages and fees to cash your money order. To get a money order issued, you have to use cash or have the money taken directly out of your bank account making the funds “guaranteed”. Company Used: Money Gram As at other institutions, you'll usually be required to show an ID to cash a money order. If you are limited as to when you can go get the money order cashed, your options also may be limited. Did you know you can grab a Slurpee and a money order on the same visit to 7-Eleven? Rather-Be-Shopping.com. Money orders are generally issued with a maximum value of $1,000 (or $700, in the case of international USPS money orders). Payment Allowed: Cash, debit card. Only money orders that were created at Walmart can be cashed at Walmart. You can also cash them at most banks and some stores. Company Used: MoneyGram MoneyGram has a “logo” watermark on it as well as a heat-sensitive stop-sign that changes color when you put your finger over it. Money orders are a … A money order is basically a prepaid check. Be warned that it can take 1-2 months for your cancellation request to be processed. – Guaranteed Funds – A money order is issued with NO bank information on it and is backed by a 3rd party issuer like Western Union or MoneyGram. This site uses Akismet to reduce spam. 2. 711 money orders are $2.50 not $0.75 MAKE SURE YOU CHECK YOUR INFORMATION BEFORE YOU MISLEAD PEOPLE!!!!!! The money orders purchased at Safeway can only be used within the United States, and cash is the preferred payment method at most locations. Get a pre-paid debit card that allows you to deposit checks and money orders via ATM, mobile app, or at a retail partner store. If you suspect a fake, you should call the company that issued it before trying to cash it. For example, if you can only cash the money order in the evenings, you may be limited to grocery stores or check cashing stores. Company Used: Western Union Money Order . Cost: $0.99 11 Best Places to Get Money Orders Near Me (With Prices Too), 9 Freaking Awesome Ways to Save Money at Walmart, 11 Best Places to Get a Check Cashed Near Me. Visit your bank, post office, or a local grocery or convenience store to purchase your money order. Maximum Amount Allowed per Money Order: $1,000 Walmart money orders are issued through MoneyGram so you can visit a MoneyGram agent if visiting your local Walmart isn’t a convenient cashing option. The money order, a payment order for a pre-specified amount of money, is a safe and reliable alternative to checks and is universally accepted as a recognized method of payment. 7 Eleven. If it does, then there’s a good chance someone tried to erase the number and replace it with a larger number. Keep in mind that a thief can buy a money order for $1, then try to tamper with it to make the amount larger. Meijer has one of the cheaper money order services around. It means you don’t have to wait for a check to clear for the amount to leave your account, giving you full transparency over how much money you have. While the fees may be higher, it will be much easier to have the money taken directly out of your bank account and turned into a money order. What Are the Steps of Presidential Impeachment? A money order is a great way to pay someone or have someone pay you. Also, be aware that some of the prices below can change depending on where you live. Some grocery stores cash money orders too. At Money Services desks you can cash a money order, by following the steps we mentioned above. Many check cashing stores and some grocery and discount stores will cash a money order for you. What is a Money Order? Here’s the skinny…. Usually, it’s best to cash a money order at the location the sender purchased it. When it comes to spotting a fake money order, there are 2 important things to be aware of. Payment Allowed: Cash only. Rural carriers may cash money orders if they have enough money on hand. Do you prefer a specific business because of the location or because they have small fees? How Does the 25th Amendment Work — and When Should It Be Enacted? Cost: $1.25 for money orders $500 or under, $1.75 for $500.01 to $1,000. Safeway and Publix are two examples. Money orders are cashed for the exact amount on the order. Ask the Reader: Where do you usually buy money orders? Some currency exchanges, also known as check-cashing stores, cash money orders. In addition, some chain stores, such as CVS and Ace Check Cashing, also cash money orders. See Also: 9 Freaking Awesome Ways to Save Money at Walmart. Maximum Amount Allowed per Money Order: $500 and $3,000 per customer, per day. Did you know that your local Walgreens offers money orders too? Company Used: Western Union Where You Might Be Able to Cash a Money Order. You can purchase a money order with cash or with a debit or credit card. Cost: $0.70 The takeaway here is to cash or deposit your money order as soon as possible. There are 2 scenarios at play here…you either lost the money order before giving it to the recipient, or you lost it after it was given to you as a form of payment. Call ahead or visit the customer service desk to find out. At $0.70 each, Kmart money orders are some of the cheapest around. Note that you can cash a money order at Walmart, but only if the money order was purchased at a Walmart. Even though Safeway sells money orders, they are currently unable to cash any money order. Several grocery stores and big box stores will cash money orders for a fee. What do you think is the best place to cash money orders and also, what about any fee??? The only stipulation is that Walmart only cashes Walmart-issued money orders, similar to the US Postal Service. Maximum Amount Allowed per Money Order: $500 Postal Service issues money orders for a small charge at any location. However, just because a particular business can issue a money order does not necessarily mean that they will cash them. Maximum Amount Allowed per Money Order: $500 That is thier commercial…no fee money orders, no limit..all the time. The buyer doesn’t have to withdraw a large amount of cash, and the seller can avoid collecting payment via a personal check. Company Used: Money Gram Our Money Orders are a safe and reliable way to pay bills and send funds through the mail, and give you the convenience and freedom of a check, without the need for a checking account. Maximum Amount Allowed per Money Order: $1,000 © Copyright 2000 - 2021. Examine the Paper – Hold the money order to a light (or at an angle) and check for a watermark. – Money Orders are Traceable – When you buy a money order you’re given a receipt with all the pertinent information on it to trace it (if needed). Thanks for the misinformation. Check the Dollar Amount – Does the dollar amount on the money order appear to be fuzzy or discolored? Or they can create a completely fake money order and try to pass if off as real. Maximum Amount Allowed per Money Order: Send up to $6,000, receive up to $300. Maximum Amount Allowed per Money Order: $1,000 2. Cost: $1 – $3 depending on the location. 7 Eleven convenience stores have nearly 8,500 locations in the U.S. Payment Allowed: Cash, debit card. If you don’t see a watermark you know it’s a fake. Payment Allowed: Cash, debit card, or traveler’s check. You can buy Money Orders at any participating Rouses location in amounts up to $1,000.00 for a fee of 50 cents each, payable by cash or chip based debit cards. Payment Allowed: Cash, debit card, Walmart money card. You may need to get cash, wait in line, wait for a customer service representative to complete the transaction, and get the money order into the mail. Check-cashing stores often also sell money orders. You can also go to your bank and ask for a money order. Money orders up to $1,000 cost a fee of $3, while money orders over $1,000 and up to $5,000 cost a fee of $6. Also, if the amount is over $1,000 it’s probably a fake. The issuer will give you instructions on how to return the form and you’ll be hit with a cancellation fee. Important note: The largest money order you can purchase is $1,000. Payment Allowed: Cash, debit card. While many 7 Eleven stores sell money orders, the prices vary. Warning. Walmart also cashes other checks, including payroll checks, tax return checks and government-issued checks. USPS money orders have a watermark of Ben Franklin on the left side. The same goes for post offices, banks, credit unions, MoneyGram desks, etc. This makes for a great way to collect payment on a used vehicle for example. They're available for sale at banks, credit unions, the U.S. Post Office, and even Wal-Mart stores. Next, call the issuer and they’ll help you through the process of regaining your cash. You’ll go to a business that sells money orders—like a grocery store, pharmacy or post office—and buy a $500 money order. Regions Bank: $1 fee, $1,000 limit. A select few grocery stores cash money orders, including Giant Eagle, Food Lion and Food Land. To cash a money order at a convenience or grocery store, it is necessary to present a valid photo ID. You can cash a USPS money order at a Post Office for free. Grocery Stores – Some grocery stores can it. They’ll print it out with all the right details, including your name, who it’s for and the amount. Many of these retailers will only cash either Western Union or MoneyGram money orders, depending on who they have partnerships with. See Also: 11 Best Places to Get a Check Cashed Near Me. Your receipt will have all the pertinent info needed to cancel the money order or to see if it’s been cashed. Call ahead of time or look on their website before heading to their location. It should also be noted that while Publix sells money orders, they do not cash them. If your recipient needs an exact amount, you may want to do a bit of research first to find out what places charge in that country to cash the order. Debit cards are also accepted, but credit cards cannot be used to purchase a Safeway money order. Cost: $0.65 – $1.00 If the issuer comes back and tells you that the money order was cashed, you’ll have to take the evidence to the local authorities so they can investigate further. Walgreens dont sell money orders..never have!! Some grocery stores and convenience stores will cash a money order either for free or a small fee. Company Used: Western Union It completely depends on the store or business you buy the money order from. Money orders are also a safer form of payment relative to personal checks. Here are the details. Grocery stores often have a lot of money so they’re a good bet to get your money order processed. Plus, the number of establishments that will issue a money order has also grown substantially, more on that later. Cost: $0.88 (up from $0.70) Cost: $0.70 It’s best to contact your local store to confirm that it … Be careful, however, as many stores that sell money orders don’t cash them. Walmart stores cash money orders up to $5,000 at their customer service desks. The limit for money orders from Walmart is also higher than the one offered by 7-Eleven – $1,000 max. If there is a customer service number printed on the money order, call the number and ask if there are locations in your area that will cash it for you. They’re a piece of paper similar to a check, but unlike a personal check, they’re considered guaranteed money. A money order is like a check, but the funds are prepaid. Note that not every business that will issue a MoneyGram money order is also equipped to cash … USPS also lets you create international money orders with a $700 limit on each. When cashing a money order you’ll have to show a valid I.D., endorse it with your signature, and possibly pay a small fee before you get your cash. It costs between $3 and $6 to cash a money order at Walmart, depending on the amount of the money order. Before getting a money order, you need to know exactly how much the amount will be for. You’ll be able to cash it at a store that utilizes the same company, such as Western Union, for example. here in Florida they do not charge a fee for money orders. to make it happen. Thank U :) Wells Fargo: $5 fee, $1,000 limit. A money order is similar to a check in that it represents an amount of … Company Used: USPS Most Walmart stores do cash MoneyGram money orders, but be sure to check with any location you plan to visit to make sure. When it comes to cashing or depositing it, here are the best places to make it happen. Cashing a money order anywhere except at a United States Postal Service location incurs a small fee. 1. If a money order is lost or stolen, it can be easily cancelled and replaced (unlike cash). In fact, some larger retail stores, especially grocery stores, have Western Union or MoneyGram services available at the customer service desk, so you might be able to cash your money order there for free. They are also a little bit of work, even if they’re easily found. Maybe you don’t have a checking account, or perhaps you’re buying a used vehicle from a private party, whatever the case, you stand a great chance of needing to buy a money order from time to time. The $0.88 fee is the max fee and pricing varies by Walmart location. Payment Allowed: Cash, debit card. But keep in mind that you CAN’T use your debit card to score one – cash only. The U.S. CVS recently joined the ranks of drugstores offering money orders. In addition to buying them at a bank, you can get them from the U.S. Just walk up to any open checkout register at CVS and you can buy a money order. At a Retail Store Some grocery and other retail stores will cash money orders for you, as well as sell money orders through services like Western Union. 1. Company Used: Western Union Here’s what you need to know about getting a money order at Kroger. Grocery stores are not only a common source to purchase money orders, but you can often redeem them at one as well. You Lost a Money Order Given To You as Payment. If you don’t have your receipt, it could cost you upwards of $30 to try and get your money order cancelled. However, this isn’t a universally available service for any chain, so you might want to call your store ahead of trying to get a money order cashed. – USPS Verification System: 1-866-459-7822. I also breakdown what to do if you lose a money order and how to spot a fake one from a mile away. Here’s the scoop. You can pick up a money order at a financial institution, like a bank or credit union. Kroger worked for me 749.99 limit but you can do multiple (under $1 each). Retail store. Dating back to the Civil War, money orders are a fast and secure way to pay an individual or business. Fees currently range from $0.70 all the way up to $1.60. You can also try to cash money orders at retail outlets like check-cashing stores, convenience stores, and grocery stores. Let’s say you’re buying your cousin’s old sound system for $500. Walmart money orders are pretty cheap and convenient since you’ll probably be shopping their anyways. A select few grocery stores cash money orders, including Giant Eagle, Food Lion and Food Land. A money order is a piece of paper that’s a safe alternative to cash or personal checks. Take a look at which entity issued your money order. The funds on a money order can be verified by calling the issuer and asking for details on the order, but to be secure, it is best to only accept money orders from issuers whose phone numbers can be found via an external source, such as a phone book or a legitimate webpage. $0.45 for postal Military money orders. Your information is WRONG bro! It’s worth noting that Rite-Aid will NOT cash money orders at this time. Maximum Amount Allowed per Money Order: $500 Most money orders typically have a $1,000 limit, so yo… Company Used: Western Union You can also cash in your next money order at the post office, which was something I was not aware of. Online money orders allow you to send money directly to the recipient’s bank account, or, if they need to pick up the money in cash or cash a money order, they can do so at any MoneyGram location in their area. First call the issuer and explain the situation to them. A money order is similar to a check in that it represents an amount of funds in someone else's bank account. That means they're backed by large agencies or corporations instead of individuals, making them especially valuable because of the safety and reliability they provide. Where can I cash a money order right now near me? Cost: $0.89 Walmart issues money orders from MoneyGram, and you will pay a small handling fee of 70 cents per money order. THANKS FOR WASTING MY TIME AND MONEY! Update: Unfortunately Walgreens doesn’t offer money orders anymore. Most of these places don’t also cash money orders, and if they do, they’ll usually only cash money orders that they sold themselves. Certain retailers will cash money orders. Typically, money orders are cashed in a bank or by the money order issuer, but some convenience stores and grocery stores can cash them. Unlike regular checks, money orders are prepaid. What Does George Soros' Open Society Foundations Network Fund? 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